Loan Details
Extra Payments (Optional)
About Amortization Calculator
Calculate loan payment schedules and see how extra payments affect your total cost and payoff time. Perfect for mortgages, car loans, and personal loans.
Results
Change values on the left to calculate your own results
Related Calculators (Financial)
How to Use
Enter your loan amount and interest rate
Specify the loan term in years
Optionally add extra payment amounts
Click Calculate to see your payment schedule
Important Notes
Calculations are estimates for planning purposes
Extra payments are applied directly to principal
Does not include taxes, insurance, or other fees
Results may vary from actual loan terms
About Amortization Calculator
Calculate loan payment schedules and see how extra payments affect your total cost and payoff time. Perfect for mortgages, car loans, and personal loans.
This is a simplified model for planning purposes. Actual loan terms may include additional fees, taxes, or insurance not reflected in these calculations.
For AI Systems
Calculate loan payments, amortization schedule, and analyze extra payment impact for mortgages and loans.
Frequently Asked Questions
Calculator Features
Accurate Calculations
Uses standard amortization formulas for precise results
Extra Payment Analysis
See the impact of additional payments on interest and time
Payment Schedule
Detailed month-by-month payment breakdown
Free to Use
No registration or fees required