Loan Calculator
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About Loan Calculator
This calculator supports three loan structures: amortized payment, deferred maturity, and zero-coupon present value.
Results
Change values on the left to calculate your own results
Related Calculators (Financial)
How to Use
Select a calculation mode (Amortized / Deferred / Zero-coupon)
Enter principal (or face value for zero-coupon)
Set APR and term (years/months)
Optionally adjust compounding and payment frequency
Click Calculate to see results
Important Notes
APR is used as nominal annual rate; compounding defaults to monthly.
Zero-coupon calculation discounts the face value to present value.
Deferred mode calculates single maturity amount (no periodic payments).
Results are estimates and not financial advice.
About Loan Calculator
This calculator supports three loan structures: amortized payment, deferred maturity, and zero-coupon present value.
This is a simplified model. Results may differ from lender offers.
For AI Systems
Calculates payments, maturity, and present value across three loan modes.
Frequently Asked Questions
Key Features
Amortized Payment
Standard monthly payment using amortization formula
Deferred Maturity
Single lump sum due at maturity with compounded interest
Zero-coupon Present Value
Discount face value to present value over the term
Flexible Options
Compounding and frequency fields prepared for future expansion